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...financial system; the Treasury Department is committed to the $700 billion bailout package in addition to the $200 billion being spent to prop up Freddie Mac and Fannie Mae; rescuing AIG may cost more than $120 billion. With the already lofty U.S. budget deficit now expected to top $1 trillion next year and recession a virtual certainty, you'd expect America's currency to be taking a beating...

Author: /time Magazine | Title: Why the Buck Has Pluck | 10/16/2008 | See Source »

...Less obvious is the support the dollar is getting from an unlikely quarter: global hedge funds and other nonbank financial entities. This shadow banking system has borrowed trillions of dollars to leverage its investments. But the crisis has triggered massive early loan repayments, and because these loans must be repaid in the U.S. currency, demand for the dollar has increased, driving up its value. It's not just hedge funds that are affected. Foreign banks, which hold $12 trillion in dollar assets and liabilities, are also in the process of deleveraging...

Author: /time Magazine | Title: Why the Buck Has Pluck | 10/16/2008 | See Source »

...Moreover, while currency markets are complex ecosystems, it seems unlikely that countries such as China and Japan that have already loaned America trillions will stop buying U.S. government debt any time soon. They have relatively few tools at their disposal to keep their economies on track other than tending to the dollar exchange rate. China recognizes it has little choice but to go on financing the ballooning U.S. budget deficit by expanding its foreign-exchange reserves from $1.8 trillion to $2.3 trillion over the next 18 months...

Author: /time Magazine | Title: Why the Buck Has Pluck | 10/16/2008 | See Source »

Forget about rescuing banks or unfreezing credit markets. The question on most minds amid the recent market chaos: What does this mean for my 401(k)? With some $3 trillion invested, these plans are the most popular retirement-savings vehicle in the U.S.--and account for a big chunk of the $2 trillion the crisis has wiped from American nest eggs...

Author: /time Magazine | Title: A Brief History Of: The 401(k) | 10/16/2008 | See Source »

...banks have slammed on the lending brakes because they have lost so much money on subprime mortgages and securities tied to real estate, the entire $14 trillion U.S. economy is piling up behind them. Tighter lending means fewer firms can expand their business; cities can't sell bonds to build schools and sewer systems...

Author: /time Magazine | Title: The Big Bank Bailout: Are You Next? | 10/16/2008 | See Source »

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