Word: tuition
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Your 765-word plea for tuition help notes that your mother is handicapped and your father has three jobs. Do you worry your e-mail looks like a scam? I definitely see why people might think it's a scam. They can check it out; they can call NYU's financial-aid office if they want ... I was trying to make it seem as unscam-like as possible. Which is kind of difficult when you're asking for money...
...borrowing money reported either taking out a second mortgage of more than $10,000 or charging some portion of college expenses to a credit card. In a study released earlier this summer, consumer advocate U.S. Public Interest Research Group (PIRG) found roughly a quarter of students reported billing their tuition to a credit card. Such borrowing practices generally carry along with them much higher interest rates and fees than private student loans. "Using a credit card to pay for your education is absolutely the worst financial decision you can make," says debt counselor Catherine Williams of Chicago-based Money Management...
...many parents and students say they have little choice other than to deplete their savings or grapple with high interest rates down the road. Indeed, among respondents in the Sallie Mae/Gallup poll who said they were using credit cards to pay tuition bills, no parents and only 15% of students said they were doing so because they thought they'd get a better interest rate. Nearly half reported using Visa or MasterCard to finance their education because they had no alternative. Some 3% of survey respondents said they have resorted to withdrawing money early from retirement savings, which can carry...
...Also of concern from the Sallie Mae/Gallup poll is the finding that some 40% of families didn't factor cost into the decision about which school their undergraduate should attend, which is astounding given the price difference among schools. Tuition at a private, four-year college averages about $24,000 a year, while a good public institution may be as little as $10,000, even for out-of-state enrollees, according to the College Board, the nonprofit that administers the SAT. "We eliminate homes and cars all the time due to price, but then don't go through the same...
...Mierzwinski. "No one tells students that if they don't buy off the balance each month, the price of that pizza they just charged is going to compound steadily." And if the price of a pizza can really add up over time, just think about four years of tuition...