Word: tuitions
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Stocks and other investments are expected to grow more slowly than usual for years to come. Health-care and college costs are rising fast. Many middle-aged Americans who had children relatively late in life are being hit with tuition bills at the same time they're footing at least part of the cost of nursing care and other expenses for their parents, who are living longer than anyone expected or planned for. Full Social Security benefits, which have kicked in at age 65 since the program began in 1935, will get pushed back starting next year and gradually recede...
...DOWNSIZE YOUR CAREER As you approach the traditional retirement age of 65, you may have paid off the mortgage and finished with child-related expenses including tuition. You will probably have saved much of what you need for financial security. So trade in your demanding full-time job for one that is fun or rewarding, though lower paying...
...Kafkas, it's a mad scramble. Gene agreed to early acceptance at Colby College in Maine, and half his $37,000 first-year tuition, room and board is due Aug. 1. But the Kafkas' savings have fallen more than 50%, to just $16,000. The Kafkas are applying for student loans and lining up some backup plans, like arranging a home-equity line of credit and postponing a home-remodeling project. "We're not in a negotiating position," says Robert, 54, a college administrator in Los Angeles...
...Assigned seating next time,” I thought. But I didn’t bargain for one-on-one confrontations with my students who persistently refused to sit next to anyone of the opposite sex. It is my third week as a teacher at Summerbridge Cambridge, a tuition-free enrichment program for students from Cambridge public schools. Only now can I coax and cajole my class into a boy-next-to-girl seating arrangement. One battle is won, but the war is far from over...
...return home began with a momentous ending for my brother. At his graduation from college, I acted as professional photographer catching my parents’ bittersweet smiles, content that they no longer owed tuition or rent for their first child...