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...world is too crowded to fence off wilderness areas and ignore the impact on human livelihood. Communities must be able to prosper alongside wilderness without encroaching on it. "The future of conservation can be described in one word: zoning," says Eric Dinerstein, chief scientist for the World Wildlife Fund-U.S. "We cannot stop development, nor should we. The most we can do is have it in places where it does the least damage...
KETTERER: We'd advocate a healthy 40% allocation of your equity portfolio to non-U.S. stocks. You need to have at least 30% to 40% there to get that benefit, but any amount is good to start. Again, this concept of regularly investing in and adhering to a program of asset allocation and rebalancing--rebalancing is an incredibly healthy exercise because it forces you to put more money into whatever asset class has not performed well...
KETTERER: The major case is diversification. Non-U.S. markets are now less volatile. When you mix a lower-risk asset class into your U.S. portfolio, by definition you lower your risk...
BERGSTROM: In a medium-risk strategy, we had 15% inflation-index bonds, 5% high-quality fixed-income bonds, about 15% in high-yield bonds. We had about 30% in developed-market, non-U.S. equities, about 10% in U.S. equities, 12% in emerging-markets equities and about 12% in real estate-related investments...
...urgent problem that many families with college-age children now face: while retirement is still some years away, college, which they thought they had prepared for, is suddenly a crisis. Some parents are postponing their children's education; others are bypassing private schools in favor of good old State U...