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The major difficulty now is the weak economy and rising joblessness. Under the U.S. government's plan, a modified loan payment must not account for more than 31% of a family's income. With unemployment north of 10%, in a growing number of cases, the mortgage isn't the problem...
Still, the larger storm cloud on the horizon is the state of the jobs market. While an out-of-work person can, theoretically, get a loan modification under HAMP by proving eligibility for at least nine months of unemployment benefits, the program isn't set up to handle someone without...
Elsewhere, such programs do exist. For example, under the auspices of the Homeowners' Emergency Mortgage Assistance Program, Pennsylvania will loan its residents up to $60,000 over the course of two years in the wake of life events such as losing a job or falling severely ill. While a homeowner...
"Yes, these attacks will most likely continue," Musayev, who served with Umarov in the independent Chechen government before it was crushed by the Russian army in 2000, tells TIME by phone from Copenhagen. Now living in Denmark, he is one of the leaders of Chechnya's civil resistance in exile...
After months of delay, Arturo Valenzuela was finally confirmed as Assistant Secretary of State for Western Hemisphere Affairs last month. But for a job with such a long title, he may find it's short on clout these days. Ostensibly, Valenzuela is President Obama's new point man on Latin...