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...should sic bank examiners on subprime lenders and ban certain kinds of loans--especially those involving balloon payments. But Gramlich, author of the forthcoming The Rise and Fall of the Subprime Mortgage Market, also sees benefits in the subprime boom. "There seem to be more gainers than losers, and unless the losers lose a lot more per household, the net gains would seem to outpace the losses," he wrote in February. So, yes, things may have gotten out of hand. But neither should we clamor to return to a status quo where almost 60% of African Americans who want...
...faith. It becomes too hard for most folks to draw the line between teaching and preaching." Yet the American Jewish Congress's Stern, who has participated in Supreme Court establishment-clause-violation cases, sees Bible class as a plus for anyone following in his footsteps. "Take creationism," he offers. "Unless you are literate in the first two chapters of Genesis, you have no idea what people are fighting about...
...Congress has passed bits of bipartisan legislation, making it easier for faith-based groups to receive public funds and technical assistance. And the Louisiana Recovery Authority stresses the need to involve and support religious leaders and their organizations. But the city's faith-based organizations are now sagging. Unless Kramer's church gets $125,000 soon, its beg-and-borrow construction projects will grind to a halt. Scruggs too says that keeping the grass-roots rebuilding efforts going will require affirmative answers to fervent prayers for more money and volunteers. Catholic Charities and Habitat are short-staffed and stretched thin...
...agriculture, the effects have been largely positive: vastly increased food supplies. But the effects of modified insects are largely unknown. Would insect predators be affected? Would the mosquitoes better transmit other illnesses? More research is needed, but some effects might not be known unless the mosquitoes are actually allowed to breed in the wild...
...means that it is getting harder to get tenure at Harvard and I don’t think it is representative of any larger trend or event,” Brinton said. “We put his name forward and we don’t do that unless we think the person has a very strong chance, but we know it is not a guaranteed thing...