Word: up-front
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...facilitate sustainability projects with large up-front costs, OFS manages a Green Campus Loan Fund, which allows schools to borrow up to $500,000 for initiatives and upgrades that will generate net savings within five years. According to the OFS website, the fund has provided $11.5 million in loans for 153 projects—including lighting upgrades, improvements to heating and cooling systems, and composting programs...
...down at least 10% of a first mortgage; the combined value of first and second mortgages can be no greater than 115% of the current value of the home. The new monthly payment cannot exceed 31% of the homeowner's income. Investors in the loans would clearly take the up-front hit, but the risk of future default on the modified loan would be transferred to the government...
Though installation or up-front costs for green technology and material is often more expensive, the Law School expects to recuperate most of the costs through decreased operating expenses in the long-term, McCrossan said...
...that. It's a whole new palette to work from. I'm intimately involved in what the restaurants are going to be." This is not to say that Batali is going to totally neglect his empire in order to be in the kitchen every night. He is up-front about that. "I won't be there in the kitchen every night, but it's my food," he tells TIME. Batali may be working on all of the restaurants, but the one his heart seems to be in the most is the meat restaurant, which will feature two kinds of beef...
...loan comes due - commercial mortgages generally run three to 10 years, not the 30 that homeowners get - he almost certainly won't be able to refinance because building prices have dropped and lending standards have tightened. Which means he will either have to cough up a lot more up-front cash or lose the property...