Word: use
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Dates: during 2000-2009
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Camps have been eager to negotiate. Some are even leaving it up to parents to decide what they can afford. In New York City, overnight YMCA camps have started a tiered-payment system in which parents essentially use an honor code to determine whether they need to get up to a $400 discount on the $1,397 tuition for the two-week sessions. As of June, 43% of enrollees had opted to pay the full amount, 13% took $200 off and 44% took all $400 off. (Read "Recession Shopping: 10 Things to Buy Right...
...however, your salary subsequently increases, your payments will still be capped at 15% of your disposable income. That is, of course, if you are eligible to participate in the program; grads with private loans are exempted as well as those who owe less than they earn in a year (use this calculator to figure out if you qualify). It's all based on a debt-to-income ratio and is fluid and flexible in a way that most government systems are not. And if the Education Department is serious about abolishing the two-track loan system (in which it provides...
...Pysarenko says statistics show that 75% of Ukrainians who use gambling establishments are university students or high school kids, and that up to 5% of large-town populations are addicts. A survey in May by pollster FOM-Ukraine showed that 55% of Ukrainians believe gambling leads to addiction in adults, while 46% say it breaks up families and 44% associate it with crime. And experts say that because of lax legislation, around 60% to 70% of Ukraine's gambling establishments were operating illegally. Pysarenko estimates that the industry is worth about $5 billion per year, only 2% of which made...
...stretch of road they want lit, and within seconds the lights are on. They'll stay on for around 15 minutes, enough time for someone to walk from one end of the average Dörentrup road to the other. "The scheme is easy for everyone to use," says Grote. "Elderly people can use a cash machine, so they can make a call to switch on the streetlights...
...among the youth," says Shanaka Jayasekara, associate lecturer at the Centre for Policing, Intelligence and Counter Terrorism at Macquarie University in Sydney. "The extreme radical elements of the Tamil diaspora youth will continue to live in the past glory of the LTTE. The more moderate Tamil diaspora youth will use the opportunity to think outside the LTTE-centric worldview, and the less politicized Tamil diaspora youth will become conciliatory advocates promoting trust-building on the ground," Jayasekara says. (See pictures of the Tamil conflict on LIFE.com...