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In a recent study of credit trends, FICO - maker of the loan-scoring system most widely used by banks - found that among people with high credit scores, consumers were more likely to default on their mortgage than on credit-card or auto loans. In fact, borrowers with a 700-709...
The new credit-card regulations, widely known as the CARD Act, could tilt the priorities of borrowers even more toward credit cards. Lenders used to be able to cancel a customer's credit card if they defaulted on their mortgage. Now, under the act, lenders are not allowed to raise...
The question is, Do instructional DVDs actually help babies learn? To find out, researchers at the University of California at Riverside designed the most definitive study of the issue to date. The study used a DVD called Baby Wordsworth (part of the Baby Einstein series), which is aimed at teaching...
The connection between the brown, Appalachian earth and the people who live in this region is not always immediately evident, but, though disguised, the earth’s magnetism continues to exert itself. In “The Ascent,” a young boy wandering through the woods near...
JHFH: Kieran had the Panasonic HVX camera that we used, and most of the light and sound equipment we got from Georgia State University for free. We were lucky enough to find both professional and nonprofessional actors who were willing to work for free. For one of the scenes we...