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...bowl rather than above, toilet-paper rolls (invented in 1890 but not heavily marketed until 1902) - these minor improvements seem like necessities now. And if you think the toilet hasn't changed recently, think again: in 1994 Congress passed the Energy Policy Act, requiring common flush toilets to use only 1.6 gallons of water, less than half of what they consumed before. The "low flow" law left a lot of consumers dissatisfied (and a lot of toilets clogged) until companies developed better models, many of which - if we're lucky enough to be counted among the 60% of the world...
...improve water sanitation in Agyemanti, they found that much of it didn’t pan out. Despite its success in Kenya, Professor Michael Kremer’s model for bringing water to East Africa was not feasible in Agyemanti. No matter how cutting edge and brilliant the use of solar panels sounded at first, they realized that once those panels broke, no one would be there to fix them. Higginbotham concludes, “Some of what we do academically doesn’t always apply to the real world...
This is the case because the investment banking division can use FDIC-insured funds from the retail-banking division to indirectly finance excessive risk-taking. The retail bank’s customers will not transfer their deposits to a safer institution because they know that the FDIC will compensate them in the event of a bank failure. This moral hazard encourages further mergers between retail and investment banks, which in turn begets more institutions that are “too big to fail.” When excess risk gets a conglomerate bank into trouble, the bill goes to?...
...Use Your Friends: Oh, you didn’t go to a New England prep school? That’s why you don’t know anyone at Yale! No worries, it’s Harvard, so chances are that your roommate, your blockmate, or the kid across the hall did. They’ll know at least five Yalies, so follow them...
...Sant believes the free WiFi will benefit Google because it will increase use of popular Google applications. “Google is branching out into every Internet application,” Sant said. “More people who have access to the Internet are inherently going to use Google more...