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Ratcheting down risk by adding bonds to a portfolio--and saving more--is a great start, says Dean Knepper, a planner at Lifetime Financial Planning in Leesburg, Va. "Taking additional risk in an attempt to catch up," he says, "will not work if the individual becomes uncomfortable when the market is down and sells the investment." Knepper asks his clients to fill out a daily spending log. "They are often shocked at how that morning espresso and evening iced latte add up," he says, advising that if you cut $10 a day from spending, you can accumulate enough each year...
...belief that our destiny is set and we have no power to settle our differences is ridiculous, an idea out of the Dark Ages." VINCE WHITMER Leesburg, Va...
...Religious views that tolerate violence and see destruction as hastening a meeting with God are extremely harmful. How far are such beliefs from those of suicide bombers, who kill innocent citizens in cafes and streets around the world? The distance, I think, is frighteningly small. APRIL R. THOMPSON Williamsburg, Va...
...wide Kevlar net. Packed in a cartridge and fired from a special shotgun, the WebShot can entangle targets as far away as 30 feet. Bigger nets can work on bigger targets. The Portable Vehicle Arresting Barrier, developed for the Pentagon by General Dynamics in Falls Church, Va., is a tough, elastic web that springs up from the ground in an instant to block a road. It can stop a 7,500-lb. pickup truck traveling 45 m.p.h. and then wrap around it to trap the occupants inside...
...other men in question are in very different circumstances from Walker Lindh. One, 21-year-old Yaser Esam Hamdi, was captured in Afghanistan and brought to Guantanamo Bay, Cuba. After authorities discovered he was born in Louisiana, Hamdi was transferred to a naval base in Norfolk, VA. Hamdi lacks the homegrown factor that may have helped Lindh; he has lived with his family in Saudi Arabia for much of his life. He has been held without access to an attorney since his capture earlier this year. The second domestic terrorist, Jose Padilla, is under arrest for allegedly conspiring with...