Word: vanguard
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Fidelity's investment techniques have historically produced market-topping returns--and commensurate fees. Beating the averages, such as the S&P index, is what Fidelity is being paid for. Magellan, for example, charges $9.50 each year for every $1,000 under management. By contrast, the Vanguard fund that passively mimics the S&P 500 charges only $2 for every $1,000. Overall competition in the industry has become so tough that Fidelity has had to lower fees on some of its funds...
Little Martina is in the vanguard of a new generation of players that also includes 15-year-olds Anna Kournikova and Venus Williams. But it's the last generation of teenyboppers as far as the Women's Tennis Association is concerned. Mindful of the burnout suffered by child prodigies Jennifer Capriati, Andrea Jaeger and Tracy Austin, the w.t.a. has instituted new age restrictions: players 14 and under are barred from tour events, and players 15 to 17 will be gently introduced to topflight competition. Hingis, Kournikova and Williams turned pro before the rules went into effect, so they are exempt...
...kook at medical education at places that have succeeded in making changes, it almost always happens at new schools or at places that are in trouble," Fineberg said. "What is incredible about the changes Dean Tosteson made is that they happened at a school already in the vanguard of education...
Twenty-five airlines have started up in the past seven years, and eight more are awaiting clearance from the Department of Transportation. They sport such names as Frontier, ValuJet, Air 21, Vanguard, Nations Air, KIWI and Western Pacific, and they promise that the competition is going to be different this time. They have staked their survival on two basic strategies. First, fly into a place, like Fresno, California, that the major carriers have largely abandoned. Second, don't pick the big guys' pockets; use low-fare, no-frills flights to expand the market. The idea isn't to steal market...
...will other gratified owners who have joined the Maloneys in the vanguard of a revolution that is turning the once arduous task of buying or leasing a vehicle into a relative breeze. Browsing the Internet is just one of the new ways of kicking the tires that are giving consumers more bargaining power in a business famous for high-pressure salesmanship. Reason? Online shoppers can get information that dealers once kept to themselves--for instance, what the dealer paid for that beauty he wants to sell to you. Consumers are also riding the buying clout of warehouse clubs like...