Word: vanguarde
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High-tech firms and computer companies, with their easier access to and knowledge of new technology, are often in the vanguard of efforts to work with the disabled. Hewlett-Packard Co., for one, has educated its managers about devices that can be used to assist employees who are blind or deaf, says Maricella Gallegos, who manages the Palo Alto, Calif., firm's disabilities employment program. Workers with emotional problems who have trouble dealing with the workplace are offered the option of telecommuting...
...vulnerable to the junk market's current illiquidity (expressed as the large gap between the price at which you can buy and sell the same bond). But you can buy shares in a diversified junk-bond mutual fund with a good record, such as Fidelity High Income or Vanguard High-Yield Corporate Portfolio. You'll get a high yield and the potential for capital gains when the market steadies...
...make that big blunder that you miraculously avoided last time round. Beck's new album, Mutations, suffers from these post-success symptoms all over the place. Rather than depart too much from his established persona or strain too hard to maintain his position at the forefront of the electronica vanguard, Beck holds back like a worried date, making minimal headway in order to wreak minimal havoc. No hard core fans will be distressed by the modest, competent roots rock that dominates Mutations, but it won't be winning any Grammy's this year...
...second datewith Beck Hansen, so to speak, is still to come.If this album isn't Odelay: The Return,perhaps it shouldn't have to be. The loose soundof Mutations has its own ample pleasures:unpretentious, old-fashioned, out-of-tune, like anamusing detour off the highway across America. Thetumultuous vanguard Beck created on Odelaywill still be there, hopefully, when he goeshunting for it. And so, hopefully, will we.Photo courtesy of GeffenBECK MUTATIONS...
...funds, stocks and bonds from different shops when you can manage them all under one roof? That's the pitch behind the new, downscale brokerage services of Vanguard, the nation's second largest fund family, best known until now for its index funds. To compete with discount brokers like Fidelity and Charles Schwab, Vanguard last week announced it will lower commissions on stock trades and expand its non-Vanguard offerings. Online trading will also debut by Christmas...