Word: visas
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Each September, staff from the Coop and First USA Bank set up a table on the ground floor of the Coop's book building. They then approach students entering the building, asking them whether they'd like to sign up for a Coop Visa to receive a free T-shirt...
...Coop Visa replaced the old Coop card that had a line of credit that could only be used at the Coop...
...last avenue of relief--personal bankruptcy--is about to get tougher too. Congress is close to passing a controversial bill that would make it harder for average Americans to write off bad credit-card debt, though Visa and others insist only well-off deadbeats would be affected...
Here's how little faith Steve McNamara has in his credit-card company: every month, rather than simply drop his payment in a mailbox, the Mill Valley, Calif., resident trudges to the post office to send in his Visa bill by certified mail, so he'll have the receipt as proof that he paid on time...
...BankRate.com was surprised to learn that as a reward for mailing in his credit-card payment on time, he would have less time each month to pay. Ron Stadelman has another tale of woe. Last summer the Cary, Ill., real estate agent transferred his balance to a Household Visa card with a 10.4% rate. But within a few months, his account, among others, was purchased by Fleet Bank, which gradually hiked the rate to 26.9% and said Stadelman couldn't close the account until he paid off his entire $8,500 balance. "It's highway robbery," fumes Stadelman. "Credit-card...