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...cash. But it wasn't until the postwar boom of the 1950s that credit cards really caught on. In 1950, Diners Club issued its first card--made of cardboard--for use in 27 restaurants in New York City. A year later, nearly 20,000 Americans carried it in their wallet. American Express, which had specialized in traveler's checks, created its card in 1958; the same year, Bank of America mailed its first 60,000 BankAmericards (now Visas) to residents of Fresno, Calif.--a harbinger of the aggressive marketing tactics used today...

Author: /time Magazine | Title: A Brief History of: Credit Cards | 4/23/2009 | See Source »

...also insist its members still have the "protected persons status" issued by the U.S after the 2003 invasion. Madani pulls a photo ID out of his wallet that indicates that he is a protected person. "This is a permanent card," he says. "It has no time of expiration." The obligation to treat the MEK as protected persons under the law of war ended when the Coalition Provisional Authority handed over responsibility for governing Iraq to the Iraqi interim government in June 2004 which ended the occupation of Iraq. "Protected person status is never a permanent status as it applies only...

Author: /time Magazine | Title: An Anti-Iranian Enclave in Iraq Fights to Stay | 4/12/2009 | See Source »

...Frugality is in fashion. The alligator belts are tightening ... Who knew a wallet could hibernate?' ?Burt Tansky, president and CEO of Neiman Marcus...

Author: /time Magazine | Title: Verbatim | 4/6/2009 | See Source »

Everybody's Doing It! Which message would persuade homeowners to save electricity: a call to their environmental conscience, or an appeal to their wallet? Cialdini tested those approaches in a San Diego experiment, and the answer was neither. What worked was an appeal to conformity. Residents used less power when they were told their neighbors were using less power. We're a herdlike species, more likely to be obese if our peers...

Author: /time Magazine | Title: How Obama Is Using the Science of Change | 4/2/2009 | See Source »

...gets broken," says Srivastava. "And we've found that when people decide to spend, they'll spend more with the bigger bill than with the smaller bill." Researchers have labeled this phenomenon the "what the hell" effect: "I've broken the hundred; it's gone from my wallet. What the hell, I may as well blow off the rest." So consumers, afraid that the "what the hell" effect will drain their wallets, hold on to those large denominations. (See pictures of expensive things that money...

Author: /time Magazine | Title: Want to Save Money? Carry Around $100 Bills | 3/27/2009 | See Source »

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