Word: walleting
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...appear to be stuck with loans they don't want, some of which will go bad, but so far it doesn't seem like they are pulling back credit from consumers. According to Synovate, the average household had a combined credit limit on all the plastic in their wallet of $27,626, up from $26,902 a year ago. Auto loans are down, but not in a big way, and not nearly as much as you would expect in a bad economy...
...nearly out from under the subprime mortgage meltdown and already analysts are speculating about the next industry crisis, related to the little plastic cards in your wallet. With American Express becoming a bank-holding company this week in order to get low-cost funds and share in the $700 billion bailout pool, it's clear that even traditionally resilient industries like credit cards are feeling pressured. "Credit cards are in line to fall," says Adam Levitin, associate law professor at Georgetown University. "The question is whether they will beat out the auto industry - they're racing for the honors...
Christabel Lee was 12 years old and had just saved up $90 for a new bicycle when her wallet disappeared with all her cash in it. She asked her parents if they would buy the bike for her, but they refused. It's not that they couldn't afford to help. Lee's father is vice chairman of a major Hong Kong conglomerate; her family is rich. Lee, now 36 and the managing director of a printing company, remembers crying about the injustice of it all. But today, she recognizes that she gleaned a valuable lesson from the incident: money...
Retailers always engage in some Christmas calculus to get you to loosen your wallet during the holiday season, but this year it feels a little more desperate. Stores are starting their promotions earlier in the hopes of luring in customers quickly to spend money - before they're tapped out or the markdowns get any steeper. Black Friday, the Friday after Thanksgiving, is the traditional kick-off of the holiday shopping frenzy, and it will still be the biggest sales generator of the season. But don't sweat it if you can't shop that day. "We will start...
Harvard T-shirt: Check! Harvard cap: Check! Harvard thong…check? If you’re sick of digging deep into your wallet for overpriced Harvard gear at the Coop, then have no fear! Your local Victoria’s Secret store is now offering slightly cuter, slightly pricier, and much tinier apparel to complete your collection. As much as I support the fine institution that I am lucky enough to call my school, I am also proud to have spent a total of zero dineros on Harvard paraphernalia. I already know what my school is, so why drop...