Word: warded
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Dates: during 1970-1979
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...reassuring to find out that Michael and Cheryl Ward, a new doctor and a new lawyer respectively, are starting their careers by defaulting on $32,000 in Government loans through bankruptcy...
...group plans to finish the report sometime next summer. Other members of the group are Scott Ward, a Harvard Business School professor; Richard Adler, an associate at the Graduate School of Education; two Wharton School of Business professors; a professor of child development at the University of Hartford...
...college is considered a "recipient institution." Hillsdale trustees were outraged; they called the federal regulations "immoral and illegal" violations of the school's "inalienable rights of freedom," and announced that the college would try to find legal ways to resist. Hillsdale President George Roche III also wants to ward off federal encroachment: "That's a Pandora's box we have no wish to open...
Enrique Ponce, a construction laborer from El Puente, Calif., and Michael Ward, a resident physician at the University of California Hospital in Los Angeles, exemplify two reasons that a federal program to guarantee loans to needy students is in deep trouble. Ponce borrowed $1,500 from a trade school that offered to teach him to become a TV repairman, but dropped out after two weeks because he found the courses too difficult. The school by then had already sold the loan to a credit union, which is now trying to collect the $1,500 from the Government. Dr. Ward...
Another 5% of the losses are caused by students who, like Dr. Ward, declare bankruptcy shortly after finishing their education. In most cases the bankruptcies are quite legal: a recent graduate may have very high future earning potential, but his assets immediately after leaving school may well total less than the student loan and other debts, thus fulfilling the legal requirements for bankruptcy. Though the bankruptcy problem is small compared with the one represented by privately owned schools, it is growing. In California, Federal Bankruptcy Judge Robert Hughes estimates that as many as 20% of all personal bankruptcy claims...