Word: wellpoint
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Buying your own health insurance has never been cheaper. No, really. Amid promises from presidential candidates to make health care more affordable, WellPoint, the nation's largest insurer, has quietly rolled out plans that start at a mere $55 per month. Aetna's individual coverage begins at $40, and Humana's Monogram line, perhaps the best bargain, can cost as little as $30 a month...
...recent study by the nonprofit Commonwealth Fund. Still, for most folks, having even limited coverage is better than no health insurance at all. "More than 70% of the people signing up for our [individual] policies were previously uninsured," says Mary Floyd, vice president for individual and senior sales at WellPoint...
...Wellpoint...
Several start-ups, from Lumenos and Vivius to HealthMarket, HealthAllies and MyHealthBank, are busy making that argument to employers. Major California insurer Wellpoint recently rolled out its defined-contribution option to small businesses, half of which don't provide health insurance at all, and Aetna just launched its plan, dubbed HealthFund. Though only about 5% of U.S. businesses, including Medtronic, Novartis and Textron, are testing some sort of defined-contribution health plan, more than 20% think it's likely they will offer one in the next five years, according to the Kaiser Family Foundation...
...drugs were safe enough to be sold without prescription. While the FDA is not required to follow the panel's advice, it has usually done so. A switch to over-the-counter sales would benefit uninsured buyers--as well as insurers, such as the California managed-care giant WellPoint Health Networks, which sought the reform. But insured consumers would be hurt, since the cost of over-the-counter drugs is not reimbursable...