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...LSAs (lifetime savings accounts) would be the most flexible, similar to Roth IRAs but with annual after-tax contributions of up to $7,500 per person a year. Contri-butions wouldn't need to be from earned income, and account holders could withdraw any amount, at any age and for any reason, free of tax and penalty...
...standards will be made equivalent to those of the rest of the College, demanding that all students have “at most one failing grade, which may not be accompanied by another unsatisfactory grade.” Students who fail to meet this requirement will be asked to withdraw. The administration’s current policy is more lenient on first-year students; according to the 2002-2003 Handbook For Students: “For freshmen in their first term at Harvard, the minimum academic requirements are at most one failing grade, and at least one satisfactory letter grade...
...Automatically requiring first-years with unsatisfactory first-semester records to withdraw would neither serve the University community nor individual students. Since fall semester grades are often unavailable before the spring semester begins, requiring these students to withdraw part of the way through their second term at Harvard would prove excessively disruptive to the students and their peers...
Improvements in first-year advising would help catch and prevent incipient problems, but inevitably, some students will find themselves in academic trouble in their first semesters. Automatically requiring that these students withdraw, however, will only increase their struggles—such a decision would inevitably coincide with other taxing events in the first-year calendar, such as the selection of blockmates...
Before mandating that a student withdraw, it is necessary to examine the underlying reasons for the student’s poor performance and the possibility that he or she may improve. Not doing so is a disservice to both troubled students, and the College as a whole...