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...Granted, price-rent ratio is hardly the last word in predicting home prices. Economists who use these numbers (including those at Economy.com) take into account a lot of other factors when forecasting, like housing affordability, population trends and how incomes in an area are changing. Price-rent ratio is the quick and dirty way of doing it - but that also makes it more accessible. It's easy to look at a price-rent ratio of 21.7 in Miami, compare it to a 15-year average of 16.8 and realize the market still has quite a bit of room to fall...
...study, titled "Mispredicting Affective and Behavioral Responses to Racism," adds to the emerging but still controversial "implicit association" theory of racism. Researchers have long known that people hold culturally instilled associations with certain objects - English-speaking North Americans are faster to recognize the word butter if they have just seen the word bread momentarily flashed on a screen (ditto soy and rice for East Asians). Harvard psychologist Mahzarin Banaji has found that Americans recognize negative words such as angry, criminal and poor more quickly after being exposed to a black face (often blacks do too), suggesting unconscious racist associations with...
Today, one of the most visible indications that something is amiss are the "For Sale" signs that have lingered in front of some houses here for months, freezing into lawns now coated with ice-glazed snow. Even some of the most desirable houses that once sold within days by word of mouth aren't moving, like the Tudor-style beauty that has been empty for five months, the longest I can recall in my 17 years living here. The house sold swiftly last summer. But the new owners recently put it back on the market because the sale of their...
...pump ($1.78 a gallon!) in my new gas-sipping subcompact. Like some of my neighbors, I downsized last spring after years of driving a relative gas gulper. Small businesses nearby - the outfitter's store, the little cheesecake shop, the coffeehouse, even the independent bookstore - are still open. Word has it that one neighbor finally found a new job and another started a new career. Even die-hard Republicans have high hopes for the new President. And 2010 - when the worst may be over, I gather - is only 12 months away...
More than a few eyebrows went up when word broke that Leon Panetta would be President-Elect Barack Obama's pick to be the next director of the Central Intelligence Agency. Panetta has no significant intelligence experience and is known around the capital mainly for his budgetary prowess, bipartisanship and management skills. While these are all important traits for a spymaster, so is some experience with actual spycraft: backlash to Panetta started immediately, with Senate intelligence committee chair Dianne Feinstein noting that she believed "the agency is best-served by having an intelligence professional in charge at this time...