Word: wrongful
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...This is a perfect fit for a show that's about the mundane routine of work life, but the filming technique - in which the handheld camera reacts almost like another character - also lends itself to sitcom wackiness. The opening of its post-Super Bowl episode (a fire drill goes wrong, leading to chaos that includes a cat being thrown through a ceiling panel) was probably the funniest scene on TV this year. (See pictures of cubicle designs submitted by The Office viewers...
...have even peeked at your account statements in the past year, it's painfully obvious that something is wrong with the way we save. The tax-deferred 401(k) plan, and others like it, such as the 403(b) and the IRA, have become our nation's go-to retirement piggy bank. Invented nearly 30 years ago as an executive perk - one more way to dodge Uncle Sam - the 401(k) was never meant to replace the employer-guaranteed pension fund, supplemented by Social Security, as the cornerstone of our nation's retirement system. But propelled by a combination...
...make something happen in the stock market. So he spends much of his day watching CNBC. "Right now, I want to know which area of the economy is going to recover first. Will it be retail? Commodities? Energy?" says O'Neil. Playing the market is probably the wrong thing to do, but he got divorced eight years ago, depleting a good portion of his savings, and his medical bills are likely to go up soon. O'Neil is going blind from histoplasmosis. These days he has to golf with a friend. He would like to buy a house in Florida...
...Where 401(k)s Go Wrong In theory, 401(k)s should provide much more of a retirement cushion than they do. A 2007 study from the National Bureau of Economic Research (NBER) estimated that, on the basis of historical returns, by 2040 the average 401(k) of a near retiree would grow to an inflation-adjusted $451,944. That money, spread over 30 years, could replace at least 50% of the average retiree's income. Add Social Security and even highly paid workers will probably earn more than 80% of their preretirement income. "The only reason these accounts haven...
...weeks ago, a well-known U.S. military expert gave a wise speech about the near impossibility of making a counterinsurgency (COIN) strategy work in Afghanistan. He gave two examples. The first was digging a well: "How could you do anything wrong by digging a well to give people clean water?" Well, you could create new enemies by where you dug the well and who controlled it. You could lose a village by trying to help it. And then there was the matter of what he called COIN mathematics. If there are 10 Taliban and you kill two, how many...