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...anticipates that a full 37.5% of such loans (dubbed option ARMs) that were written in 2007, at the height of lax lending, will eventually go bad. The kicker is that most option ARMs undergo payment spikes after five years, which means the brunt of the impact has yet to be felt. That will change in late 2010, delivering another blow to the fragile housing market just as it begins to regain strength...
...Yet this time the club is not being forced to act against its will, and members appear enthusiastic about the new policy. “It’s a great move,” Punchmaster Sam O. French ’12 told me, adding that he was “a big fan of democracy...
...Yet there are signs that the new system wasn’t for nothing. According to Harris, around 10 of the 30 non-punches advanced to the next round, compared with about 40 of the 115 official invites—meaning both groups fared comparably well. It remains to be seen how many of the 10 surviving non-punches will actually make it in, but it doesn’t seem too farfetched that a few will eventually be invited to join the club...
...novel tells the story of a precocious 16-year-old named Mifti, who, following the death of her mother, attempts to escape the meaninglessness of her life by losing herself in the sex, drugs and violence of the Berlin club scene. Yet despite Hegemann's claims that her use of Airen's words is not plagiarism but something she calls "intertextuality," critics question whether she has pushed the limits of what is acceptable. In an age when sampling other artists' work has become ubiquitous in the music industry, where does creative sampling stop and plagiarism begin in the writing world...
...restaurant assigns in an annual lottery, the more pressing question is, Will there be anything to eat? "We're changing the economic model, and we're changing the reservation system," says Adrià. "But we're still going to be feeding people." How exactly they'll do that is yet to be decided. The restaurant will be open for normal six-month seasons in 2010 and 2011, but after that, all bets are off. When it reopens in 2014, El Bulli may offer impromptu tastings, Adrià says, and will serve roughly 60 meals a year in the formal style...