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LOVELACE: Let me give you an example--two banks, Citigroup and Bank of America. They both sell at about 12 times earnings. Bank of America pays out 40% of its income, close to a 4% yield. Citi pays out 20% of its income, about a 2% yield. If the tax law changes, perhaps Citi increases its payout to 40%, equal to Bank of America's. Do you expect Citi's price-earnings multiple to double? No. It will still sell on the basis of earnings. Over time, Citi shareholders will benefit from the extra income, but it is not going...

Author: /time Magazine | Title: Investing: Get Thy Yield | 2/10/2003 | See Source »

TIME: A high stock yield these days is 2%. At what level is the yield too high, telling you something is wrong...

Author: /time Magazine | Title: Investing: Get Thy Yield | 2/10/2003 | See Source »

...KUENSTNER: We are rethinking companies we already own that could surprise the market by initiating a dividend or raising one they already pay--and getting ready to buy more. AIG [0.3%] pays a small dividend and is in this category. We also like Exxon Mobil. They have a decent yield around 2.8%, but our guess is they would do what would be most shareholder friendly, which is to pay out more in dividends...

Author: /time Magazine | Title: Investing: Get Thy Yield | 2/10/2003 | See Source »

BOESEL: The real change is that we feel excited again about dividend investing because the market is going to reward it, particularly with companies that can grow their dividends for a long time. Eleven Dow stocks now yield more than money-market funds. And there's $2 trillion in those funds looking for a place to be. Dividend stocks will do well...

Author: /time Magazine | Title: Investing: Get Thy Yield | 2/10/2003 | See Source »

...start with banks that have a long history of paying out a substantial amount of their income and are able to grow. My core bank holding is Bank of America. I also own Wachovia [2.9%]. Second would be electric utilities, where my bias is for quality over very high yield. I hold Dominion [4.8%] and Southern Co. [4.8%]. A third core industry would be oil. My preference is Royal Dutch Petroleum [3.5%]. Other core holdings, with a little more risk, are telecom and tobacco. I own SBC [4.5%] and Verizon [4.3%]. You have an interesting tension in terms of whether...

Author: /time Magazine | Title: Investing: Get Thy Yield | 2/10/2003 | See Source »

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