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"The membership is screaming 'Hell no!' on this deal," says a GM worker from Rochester. "We will no longer allow them to hold the old 'Do it, or we will close your plant' b.s. over us any longer. Our feeling is basically, Go ahead. They have already taken too much...
• Ban the practice of double-cycle billing, in which your creditor uses your average balance over the current and previous billing cycles rather than the previous one - a trick that can wind up costing you a pretty penny.
• Limit fees such as charges for exceeding your credit limit or paying your bills online or over the phone.
• Mandate that monthly statements clearly show how long it would take to pay off your balance by paying the minimum due each month.
At his damaged residence overlooking the capital, Haitian Prime Minister Jean-Max Bellerive asks the same question. Next month, he's going to New York City to convince donor nations like the U.S. that Haiti has a "good recovery action plan," one that "won't just rebuild what was destroyed...