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Here's why: Remember, the biggest factor in whether the 401(k) works as designed has to do with when you retire. If the market rises that year, you're fine. If you retired last year, you're toast. And the chances of your becoming a victim of this huge...
Altman is not alone. Teresa Ghilarducci, an economics professor at the New School, has proposed a plan in which the government would divert 5% of everyone's wages. In return, you would be guaranteed in retirement a check for 26% of your final salary every year until you died. Altman...
What the ERIC plan and others like it are essentially proposing is a form of retirement insurance. So instead of putting 6% of your salary into a 401(k) or some other investment account, each pay period you would send 6% of your check to a retirement-insurance provider. The...
During his speech, Khazei addressed issues ranging from his political motivations to the war in Afghanistan, while maintaining a repoire with his audience. When speaking of his grassroots campaign style, he jokingly implored students to “skip some classes” in order to volunteer for his campaign...
“It’s an extra year of their life and it’s a terrible thing, but when you try and do anything for the first time you have to be prepared for something unexpected,” said Thomas J. LeCompte, the physics coordinator...